Since 2021, holders of a life insurance policy have the option of integrating shares in civil property companies (SCI). Here’s our selection of products to include in his allotment.
Civil property companies (SCI) have quickly found their audience in life insurance contracts since they appeared there in 2021. According to Aspim, during the first 9 months of 2022 they collected 3.5 billion euros. euro (an increase of 41% compared to the same period of 2021) and gave a return of 3.3% on average.
A multi-support asset in real estate
Unlike SCPIs, which must own real estate directly, and real estate collective investment undertakings (OPCI), which invest in parallel in the financial markets, SCIs can freely draw from the range of real estate assets and supports. This allows them to adapt to societal changes (boom in telecommuting, interest in health, help for seniors, ecological awareness). Thus, Novaxia R specializes in the transformation of obsolete offices into housing, Perial Euro Carbone aims to lower the carbon footprint of its assets, Silver Avenir and ViaGénérations intend to promote the maintenance of…