New bank loans: Interest rates for households vary between 1.5% and 24%

Since the repo rate increased five times last year, the banks’ lending has been adjusted upwards. Households, traders or operators in the manufacturing sector are those who pay the highest interest rates.

Current interest rates on new loans
Sectors (including households) Interest in November 2021 Interest in November 2022
Agriculture, forestry and fishing Between 0.85% and 8.35% Between 1.5% and 10%
The manufacturing sector Between 0.85% and 15% Between 3% and 17.2%
Construction Between 1.9% and 15.75% Between 1.7% and 15%
Act Between 1.25% and 11.35% Between 1.5% and 17.9%
Hotels and restaurants Between 1.5% and 10.35% Between 4.95% and 11.25%
Information and communication Between 0.85% and 15.75% Between 6% and 15.9%
Property Between 1.5% and 7.85% Between 3.25% and 10.55%
Households Between 1.15% and 24% Between 1.5% and 24%

Repo rate: five increases in 2022

The development of interest rates (% per year)

Reporter Prime lending rate Interest on savings Interest on fixed deposits Interest on loans
November 2020 1.85% Between 4% and 6.85% Between 0.15% and 0.6% Between 0.01% and 2.5% Between 0.85% and 24%
November 2021 1.85% Between 4% and 7.1% Between 0.15% and 0.6% Between 0% and 3% Between 0.85% and 24%
November 2022 4% Between 6.15% and 9% Between 1% and 2.45% Between 0.3% and 4.95% Between 1.50 and 24%

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