Strong development of Linxea in 2022
Linxea, the French leader in online savings, continues to grow with record inflows of 600 million euros in 2022 compared to 520 million in 2021, an increase of +15%. The total outstanding contracts managed by Linxea amount to 2.6 billion euros. This year, more than 20,000 new customers have chosen to join the company, which now has 85,000 customers, an increase of +18% compared to the end of 2021. To achieve these excellent figures in a difficult market environment, Linxea has continued to progress and invest in 3 areas that have made it successful since 2001.
Economic offer
First of all, the quality and depth of the offer offered to its customers. The choice of units of account in Linxea contracts has been expanded: Dated bond funds, Private Equity, SCI and SCPI, ETFs and structured products with the exclusive Exigence range… Today 40% of assets are placed in units of account in our contracts.
| Life insurance (contracts) |
Dividends euro funds |
Fees upon payment / |
euro funds Administration Fees / |
Euro funds Minimum deposit at |
|---|---|---|---|---|
| the opening of the contract | LINXEA FUTURE 2 | 0.00% EXCESS YIELDS 2: 0.600% |
OVERFALL OPPORTUNITIES 2: 3,000% | |
| €100.00 | LINXEA FUTURE SURROUNDING PERFORMANCE: 1,300% (2021) SURPLUS OPPORTUNITIES: |
1,800% (2021) | 0.00% EURO SURFUTURE FUND: 0.600% |
EXCESS OPPORTUNITIES: 0.600% |
| €100.00 | LINXEA SPIRIT 2 GENERAL ACTIVE SPIRICA FG 0.7: 1,300% (2021) EURO NEW GENERATION SPIRICA: |
1.350% (2021) | 0.00% SPIRICA: 0.700% |
NEW GENERATION: 2,000% |
| €500.00 | LINXEA SPIRIT GENERAL ACTIVE SPIRICA FG 0.7: 1,300% (2021) EURO LONGEST-SERVING ALLOWANCE: |
1,900% (2021) | 0.00% SPIRICA: 0.700% |
EURO LONG-TERM ALLOCATION: 0.000% |
| €500.00 | LINXEA LIFE EUROSIMA: 0.800% (2021) NETISSIMA: from 0.950% to 1.90% |
with the performance bonus on terms. | 0.00% EUROSIMA: 0.600% |
NETISSIMA: 0.750% |
| €300.00 | LINXEA ZEN APICIL EURO GUARANTEED FG 060: 1,300% (2022) EUROFLEX: |
1,400% (2022) | 0.00% APICIL EURO GUARANTEED: 0.600% |
APICIL EUROFLEX: 4,000% |
|
€500.00 (1) : |
||||
| LINXEA | ABOUT 2021 performanceeuro funds |
Fees upon payment euro funds Administration Fees |
/ Euro funds |
|
|---|---|---|---|---|
| Minimum deposit at | the opening of the contract LINXEA PR | APICIL EURO GUARANTEED: | 1.01% | 0.00% |
| APICIL EURO GUARANTEED: 0.850% | €1,000.00 LINXEA SPIRIT PER | NEW GENERATION PER: | 1.35% | 0.00% |
| NEW GENERATION PER: 2,000% | €500.00 SURPLUS PER | SURFUTURE OF: | 1.50% | 0.00% |
|
SURPLUS PER: 0.800% €1,000.00 (1) |
||||
:
Latest published returns, less PER management fees on the fund in euros, gross of social contributions.
Customer area
Then the digital customer area was modernized to offer an improved, more interactive interface, which allows savers to easily access the details of their contracts and simply complete as many transactions as possible online.
Customer service
Finally, telephone advice was in high demand in 2022 with more than 55,000 incoming calls compared to 47,000 in 2021, an increase of +17%. The team of financial investment advisors, 100% based in France, has doubled to meet this ever-increasing demand for proximity and support.The expertise and commitment of the 100 employees enable Linxea to be registered as a reference company in savings year after year. The goal for 2023 will be to exceed the symbolic limit of 100,000 customers.For Antoine Delon, president of Linxea: “
Achieving such strong growth in such a complex market, marked by the return of a high level of inflation, is further proof of the relevance of our offer, the robustness of our model and the competence of our team. We are also pleased to be the first online distributor of PER in France, with 20% of our collection on retirement savings. In 2022, more and more savers will choose Linxea because of the quality and availability of our products combined with the simplicity of online administration.
“
| Ranking of online life insurance brokers | Ranking of online life insurance brokers by number of customers | TOP | Online brokers | Launch year | Savings entrusted by customers (in millions of euros) |
|---|---|---|---|---|---|
| Number of customers (to date) | Owners | 🥇 1 |
Linxea |
2001 |
85,000 |
| (end of 2022) | Independent | 🥈 2 |
AltaProfits |
2000 |
51,000 |
| (end of 2020) | Cosevad (General) | 🥉 |
Best placement rate |
2021 |
47,652 |
| (end of 2020) | Best Price (Silver Lake Funds) | 4 |
Yomoni |
2015 |
21,000 |
| (end of 2020) | Independent | 5 |
Direct location |
2004 |
9,000 |
| (end of 2020) | Independent | 6 |
Inheritance |
2008 |
3,000 |
| (end of 2020) | Independent | 7 |
Grisbee |
2016 |
1,371 |
| (end of 202) | Independent (Finance ensemble) | 8 |
MyLittlePlacement |
2019 |
1,500 |
| (end of 2020) | Independent | 9 |
Savings |
2008 |
1,350 |
(end of 2020)
Independent Unclassified brokers, due to lack of data communicated. Note: a reminder that a mediator does not last
no assets under management