DESCRIPTION – For the first time in twenty years, the funds’ return in euros is increasing.
Savers who fear for their socks may blow. The fund in euros for life insurance, with guaranteed capital, will give significantly more this year. A first after years of falling interest rates, followed by a timid rise last year.
On Thursday, the main association of savers and the usual market tracker, Afer, announced a rate of 2.01% for 2022, excluding management fees but excluding social security contributions (17.2%). This remuneration was 1.70% in 2021. “This rate will allow us to be among the best as always”, assured Gérard Beckerman, its president. So far it’s pretty average.
Competition of booklet A
In recent days, several insurance companies and mutuals (Macsf, Maaf, GMF, Swiss Life, etc.) have announced rates often above 2.10% and for some up to 2.80% (for example the mutual Garance or La Banque mail). However, the public bank reserves this attractive remuneration for savers with 40% units of account (UA). All…